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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,538 | $98,776+18.0% | $149,745-22.2% | $79,856+45.9% |
| Participation rate | 67.6% | 75.8%-8.2pp | 82.5%-14.9pp | 69.6%-2.1pp |
| Annual return | 17.52% | 27.38%-9.9pp | 276.72%-259.2pp | 31.71%-14.2pp |
| Employer contribution / active EE | $1,834 | $3,217-43.0% | $4,646-60.5% | $2,471-25.8% |
| Participant deferral / active EE | $3,195 | $5,681-43.8% | $6,843-53.3% | $3,741-14.6% |
| Admin fee / account holder | $2,754 | $6,053-54.5% | $9,312-70.4% | $5,306-48.1% |