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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $495,458 | $176,402+180.9% | $134,162+269.3% | $158,966+211.7% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 15.23% | 63.66%-48.4pp | 36.35%-21.1pp | 302.95%-287.7pp |
| Employer contribution / active EE | $19,937 | $5,042+295.4% | $3,705+438.1% | $4,762+318.6% |
| Participant deferral / active EE | $7,113 | $4,093+73.8% | $3,500+103.2% | $5,983+18.9% |
| Admin fee / account holder | $19,012 | $8,719+118.0% | $6,685+184.4% | $11,250+69.0% |