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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,192 | $201,344-32.9% | $184,243-26.6% | $145,877-7.3% |
| Participation rate | 91.7% | 87.5%+4.2pp | 86.8%+4.8pp | 80.3%+11.4pp |
| Annual return | 17.19% | 29.01%-11.8pp | 28.82%-11.6pp | 551.28%-534.1pp |
| Employer contribution / active EE | $18,481 | $7,022+163.2% | $6,427+187.6% | $4,663+296.3% |
| Participant deferral / active EE | $6,550 | $9,807-33.2% | $9,132-28.3% | $6,691-2.1% |
| Admin fee / account holder | $81,327 | $16,382+396.4% | $13,914+484.5% | $13,402+506.8% |