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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,495 | $148,623-8.8% | $135,974-0.4% | $139,466-2.8% |
| Participation rate | 94.7% | 83.9%+10.9pp | 81.9%+12.8pp | 80.3%+14.4pp |
| Annual return | 6.89% | 79.30%-72.4pp | 68.30%-61.4pp | 373.66%-366.8pp |
| Employer contribution / active EE | $9,752 | $5,246+85.9% | $4,859+100.7% | $4,754+105.1% |
| Participant deferral / active EE | $202 | $8,103-97.5% | $7,760-97.4% | $6,712-97.0% |
| Admin fee / account holder | $929 | $12,406-92.5% | $10,767-91.4% | $11,409-91.9% |