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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,491 | $159,934-88.4% | $147,005-87.4% | $145,959-87.3% |
| Participation rate | 65.0% | 84.0%-19.0pp | 82.2%-17.2pp | 80.3%-15.3pp |
| Annual return | 13.09% | 98.24%-85.2pp | 418.76%-405.7pp | 561.95%-548.9pp |
| Employer contribution / active EE | $2,037 | $5,287-61.5% | $4,934-58.7% | $4,661-56.3% |
| Participant deferral / active EE | $2,738 | $8,427-67.5% | $8,070-66.1% | $6,689-59.1% |
| Admin fee / account holder | $5,701 | $15,053-62.1% | $13,006-56.2% | $13,398-57.5% |