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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,491 | $160,070-88.4% | $147,117-87.4% | $145,897-87.3% |
| Participation rate | 65.0% | 84.0%-19.0pp | 82.2%-17.2pp | 80.3%-15.3pp |
| Annual return | 13.09% | 98.69%-85.6pp | 420.54%-407.4pp | 552.29%-539.2pp |
| Employer contribution / active EE | $2,037 | $5,285-61.5% | $4,932-58.7% | $4,663-56.3% |
| Participant deferral / active EE | $2,738 | $8,419-67.5% | $8,065-66.1% | $6,689-59.1% |
| Admin fee / account holder | $5,701 | $15,035-62.1% | $12,993-56.1% | $13,390-57.4% |