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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,978 | $99,345-82.9% | $84,753-80.0% | $273,972-93.8% |
| Participation rate | 61.5% | 80.7%-19.2pp | 76.6%-15.1pp | 83.0%-21.5pp |
| Annual return | 10.08% | 22.93%-12.9pp | 22.78%-12.7pp | 41.46%-31.4pp |
| Employer contribution / active EE | $1,496 | $4,214-64.5% | $3,574-58.1% | $4,869-69.3% |
| Participant deferral / active EE | $1,910 | $4,270-55.3% | $3,712-48.5% | $5,287-63.9% |
| Admin fee / account holder | $1,612 | $6,645-75.7% | $5,333-69.8% | $10,133-84.1% |