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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,892 | $142,409-15.8% | $119,634+0.2% | $134,545-10.9% |
| Participation rate | 88.9% | 82.8%+6.1pp | 79.3%+9.6pp | 81.2%+7.7pp |
| Annual return | -9.38% | -12.46%+3.1pp | -14.98%+5.6pp | 418.37%-427.7pp |
| Employer contribution / active EE | $577 | $5,224-89.0% | $4,232-86.4% | $4,742-87.8% |
| Participant deferral / active EE | $4,689 | $6,468-27.5% | $5,601-16.3% | $6,401-26.8% |
| Admin fee / account holder | $1,849 | $13,594-86.4% | $10,329-82.1% | $11,431-83.8% |