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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,427 | $100,805+44.3% | $86,698+67.7% | $134,532+8.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -25.00% | 29.09%-54.1pp | 35.95%-60.9pp | 418.27%-443.3pp |
| Employer contribution / active EE | $3,753 | $3,490+7.5% | $2,837+32.3% | $4,741-20.8% |
| Participant deferral / active EE | $8,197 | $5,339+53.5% | $4,656+76.1% | $6,401+28.1% |
| Admin fee / account holder | $1,300 | $10,925-88.1% | $7,493-82.7% | $11,429-88.6% |