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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,929 | $97,732-93.9% | $83,831-92.9% | $135,380-95.6% |
| Participation rate | 60.0% | 80.0%-20.0pp | 76.1%-16.1pp | 82.6%-22.6pp |
| Annual return | -15.50% | 1287.56%-1303.1pp | 850.99%-866.5pp | 519.81%-535.3pp |
| Employer contribution / active EE | $875 | $4,222-79.3% | $3,631-75.9% | $4,779-81.7% |
| Participant deferral / active EE | $1,249 | $4,683-73.3% | $4,082-69.4% | $5,609-77.7% |
| Admin fee / account holder | $188 | $6,675-97.2% | $5,479-96.6% | $10,828-98.3% |