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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,177 | $71,873-77.5% | $86,698-81.3% | $68,490-76.4% |
| Participation rate | 75.0% | 72.2%+2.8pp | 76.6%-1.6pp | 67.9%+7.1pp |
| Annual return | -19.05% | 3.54%-22.6pp | 35.96%-55.0pp | -7.85%-11.2pp |
| Employer contribution / active EE | $1,397 | $2,173-35.7% | $2,837-50.8% | $2,597-46.2% |
| Participant deferral / active EE | $3,860 | $3,779+2.1% | $4,656-17.1% | $4,028-4.2% |
| Admin fee / account holder | $605 | $6,110-90.1% | $7,492-91.9% | $5,403-88.8% |