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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,012 | $76,551-33.4% | $123,894-58.8% | $62,881-18.9% |
| Participation rate | 97.0% | 73.0%+24.0pp | 81.4%+15.6pp | 69.3%+27.7pp |
| Annual return | 5.51% | 18.68%-13.2pp | 47.52%-42.0pp | 20.14%-14.6pp |
| Employer contribution / active EE | $3,189 | $2,882+10.6% | $4,617-30.9% | $2,281+39.8% |
| Participant deferral / active EE | $5,260 | $4,840+8.7% | $5,984-12.1% | $3,203+64.2% |
| Admin fee / account holder | $3,933 | $4,826-18.5% | $8,357-52.9% | $4,296-8.4% |