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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,893 | $124,330-45.4% | $109,173-37.8% | $167,536-59.5% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 8.83% | 26.04%-17.2pp | 25.75%-16.9pp | 478.82%-470.0pp |
| Employer contribution / active EE | $11,633 | $4,209+176.4% | $3,723+212.5% | $4,839+140.4% |
| Participant deferral / active EE | $6,163 | $5,256+17.2% | $4,654+32.4% | $6,342-2.8% |
| Admin fee / account holder | $612 | $7,974-92.3% | $6,755-90.9% | $12,315-95.0% |