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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,652 | $106,247-40.1% | $96,515-34.0% | $139,466-54.4% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | 19.39% | 38.47%-19.1pp | 35.73%-16.3pp | 373.66%-354.3pp |
| Employer contribution / active EE | $1,740 | $4,106-57.6% | $3,740-53.5% | $4,754-63.4% |
| Participant deferral / active EE | $10,865 | $5,456+99.1% | $4,880+122.7% | $6,712+61.9% |
| Admin fee / account holder | $1,847 | $7,885-76.6% | $6,735-72.6% | $11,409-83.8% |