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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,922 | $103,008-4.9% | $90,304+8.4% | $152,897-36.0% |
| Participation rate | 36.4% | 75.9%-39.5pp | 73.3%-36.9pp | 82.5%-46.1pp |
| Annual return | 25.86% | 95.22%-69.4pp | 78.13%-52.3pp | 345.43%-319.6pp |
| Employer contribution / active EE | $1,047 | $3,139-66.7% | $2,855-63.3% | $4,764-78.0% |
| Participant deferral / active EE | $1,667 | $4,281-61.1% | $3,885-57.1% | $5,851-71.5% |
| Admin fee / account holder | $4,158 | $6,175-32.7% | $5,354-22.3% | $11,599-64.2% |