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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,262 | $57,305-78.6% | $86,640-85.8% | $75,173-83.7% |
| Participation rate | 41.9% | 63.2%-21.3pp | 71.7%-29.8pp | 67.2%-25.3pp |
| Annual return | 18.90% | 2674.24%-2655.3pp | 592.52%-573.6pp | 160.72%-141.8pp |
| Employer contribution / active EE | $610 | $2,316-73.7% | $3,024-79.8% | $2,671-77.2% |
| Participant deferral / active EE | $1,121 | $3,320-66.2% | $4,438-74.7% | $4,126-72.8% |
| Admin fee / account holder | $2,506 | $4,116-39.1% | $5,616-55.4% | $5,651-55.6% |