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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,803 | $198,462-69.4% | $170,439-64.3% | $147,585-58.8% |
| Participation rate | 64.3% | 88.0%-23.7pp | 83.6%-19.3pp | 82.8%-18.5pp |
| Annual return | 12.73% | 257.30%-244.6pp | 205.94%-193.2pp | 578.58%-565.8pp |
| Employer contribution / active EE | $1,975 | $6,184-68.1% | $5,433-63.6% | $4,876-59.5% |
| Participant deferral / active EE | $5,004 | $5,629-11.1% | $4,939+1.3% | $5,439-8.0% |
| Admin fee / account holder | $118 | $16,852-99.3% | $13,881-99.2% | $10,886-98.9% |