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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,339 | $138,102-36.0% | $125,381-29.5% | $134,532-34.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 1.01% | 750.73%-749.7pp | 572.31%-571.3pp | 418.27%-417.3pp |
| Employer contribution / active EE | $6,521 | $5,245+24.3% | $4,815+35.4% | $4,741+37.5% |
| Participant deferral / active EE | $6,501 | $7,801-16.7% | $7,448-12.7% | $6,401+1.6% |
| Admin fee / account holder | $1,391 | $11,568-88.0% | $10,007-86.1% | $11,429-87.8% |