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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,654 | $180,459-52.0% | $154,108-43.8% | $135,380-36.0% |
| Participation rate | 71.4% | 87.4%-16.0pp | 83.0%-11.6pp | 82.6%-11.2pp |
| Annual return | -5.57% | 888.21%-893.8pp | 735.21%-740.8pp | 519.81%-525.4pp |
| Employer contribution / active EE | $2,270 | $6,035-62.4% | $5,298-57.2% | $4,779-52.5% |
| Participant deferral / active EE | $7,713 | $5,806+32.8% | $5,081+51.8% | $5,609+37.5% |
| Admin fee / account holder | $602 | $16,145-96.3% | $13,411-95.5% | $10,828-94.4% |