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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,974 | $91,536-72.7% | $130,062-80.8% | $75,177-66.8% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 14.69% | -631.62%+646.3pp | -137.37%+152.1pp | 160.75%-146.1pp |
| Employer contribution / active EE | $4,050 | $2,845+42.4% | $4,322-6.3% | $2,671+51.6% |
| Participant deferral / active EE | $1,373 | $4,343-68.4% | $5,821-76.4% | $4,126-66.7% |
| Admin fee / account holder | $937 | $6,780-86.2% | $10,601-91.2% | $5,651-83.4% |