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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,358 | $101,795-70.2% | $165,100-81.6% | $80,959-62.5% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 13.98% | 16.73%-2.8pp | 70.21%-56.2pp | 35.67%-21.7pp |
| Employer contribution / active EE | $6,632 | $2,954+124.5% | $4,348+52.5% | $2,757+140.5% |
| Participant deferral / active EE | $4,603 | $4,476+2.8% | $6,035-23.7% | $4,300+7.0% |
| Admin fee / account holder | $979 | $8,221-88.1% | $12,696-92.3% | $6,925-85.9% |