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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,096 | $185,883-56.9% | $170,043-52.9% | $139,466-42.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | -2.62% | 60.54%-63.2pp | 53.40%-56.0pp | 373.66%-376.3pp |
| Employer contribution / active EE | $16,012 | $7,596+110.8% | $6,790+135.8% | $4,754+236.8% |
| Participant deferral / active EE | $12,117 | $11,626+4.2% | $10,410+16.4% | $6,712+80.5% |
| Admin fee / account holder | $507 | $15,393-96.7% | $12,824-96.1% | $11,409-95.6% |