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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,442 | $76,551-89.0% | $123,894-93.2% | $62,881-86.6% |
| Participation rate | 83.3% | 73.0%+10.4pp | 81.4%+1.9pp | 69.3%+14.0pp |
| Annual return | 19.23% | 18.68%+0.5pp | 47.52%-28.3pp | 20.14%-0.9pp |
| Employer contribution / active EE | $2,021 | $2,882-29.9% | $4,617-56.2% | $2,281-11.4% |
| Participant deferral / active EE | $2,824 | $4,840-41.6% | $5,984-52.8% | $3,203-11.8% |
| Admin fee / account holder | $303 | $4,826-93.7% | $8,357-96.4% | $4,296-93.0% |