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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,936 | $59,116-5.4% | $86,438-35.3% | $68,486-18.3% |
| Participation rate | 61.1% | 75.2%-14.1pp | 80.3%-19.2pp | 67.9%-6.8pp |
| Annual return | -15.05% | -0.23%-14.8pp | 4397.19%-4412.2pp | -7.85%-7.2pp |
| Employer contribution / active EE | $2,336 | $2,519-7.2% | $3,769-38.0% | $2,597-10.0% |
| Participant deferral / active EE | $3,460 | $5,902-41.4% | $6,952-50.2% | $4,028-14.1% |
| Admin fee / account holder | $8,555 | $5,639+51.7% | $6,733+27.1% | $5,404+58.3% |