Retirement plan

THE ALTADIS USA SAVINGS OR CASH OPTION PLAN FOR EMPLOYEES OF UNION LOCALS 401 & 322

Name: ALTADIS U.S.A., INC. - THE ALTADIS USA SAVINGS OR CASH OPTION PLAN FOR EMPLOYEES OF UNION LOCALS 401 & 322 (2016) Form 5500
Creator: ALTADIS U.S.A., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE ALTADIS USA SAVINGS OR CASH OPTION PLAN FOR EMPLOYEES OF UNION LOCALS 401 & 322, ALTADIS U.S.A., INC.

ALTADIS U.S.A., INC.EIN 59-3472656Plan #013PY 2016

714 GREEN VALLEY ROAD - GREENSBORO, NC 27408336-335-7000

Other plans on this EIN

3 filings

#020Retirement-$79.8M assets #012Retirement-$41.3M assets #007Retirement-$908K assets

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$4.7M

+2.8% from 2015

Total participants

151

-3.2% from 2015

Average account balance

$42,918

+9.4% from 2015

Annual return

6.57%

+10.18 pp from 2015

Benchmarks

See 933 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort933 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$85K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-85.88%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
MILLIMAN, INC.2+ years Service code 15 · EIN 91-0675641	Recordkeeping	$15,002
RUSSELL TRUST COMPANY1 year Filed as: RUSSELL INVESTMENTS TRUST COMPANY Service code 16 · EIN 91-1116938	Consulting	$0

Plan features & details

Pension benefit codes2E2H2J3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$15K

$124 / participant

Other / not subdivided$15K100.0%

% of EOY assets

0.326%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAYER HOFFMAN MCCANN P.C.
Auditor EIN: 431947695
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,918

$46,072-6.8%

$69,779-38.5%

$55,167-22.2%

Participation rate

65.9%

67.5%-1.6pp

71.8%-6.0pp

69.0%-3.1pp

Annual return

6.57%

8.68%-2.1pp

12.99%-6.4pp

169.23%-162.7pp

Employer contribution / active EE

$474

$1,500-68.4%

$2,338-79.7%

$1,963-75.8%

Participant deferral / active EE

$640

$2,344-72.7%

$2,931-78.2%

$3,054-79.0%

Admin fee / account holder

$140

$428-67.3%

$4,381-96.8%

$504-72.2%

Provider

Service type

Compensation

MILLIMAN, INC.2+ years

Service code 15 · EIN 91-0675641

Recordkeeping

$15,002

RUSSELL TRUST COMPANY1 year

Filed as: RUSSELL INVESTMENTS TRUST COMPANY

Service code 16 · EIN 91-1116938

Consulting

THE ALTADIS USA SAVINGS OR CASH OPTION PLAN FOR EMPLOYEES OF UNION LOCALS 401 & 322

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE ALTADIS USA SAVINGS OR CASH OPTION PLAN FOR EMPLOYEES OF UNION LOCALS 401 & 322

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion