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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,548 | $102,696+5.7% | $86,235+25.9% | $139,487-22.2% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 13.32% | 1925.91%-1912.6pp | 1170.03%-1156.7pp | 373.84%-360.5pp |
| Employer contribution / active EE | $2,349 | $3,034-22.6% | $2,381-1.3% | $4,755-50.6% |
| Participant deferral / active EE | $5,714 | $4,679+22.1% | $3,987+43.3% | $6,713-14.9% |
| Admin fee / account holder | $2,293 | $8,667-73.5% | $6,856-66.6% | $11,407-79.9% |