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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,796 | $77,638+37.6% | $156,551-31.8% | $62,881+69.8% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 2.87% | 50.33%-47.5pp | 32.23%-29.4pp | 20.14%-17.3pp |
| Employer contribution / active EE | $8,882 | $3,444+157.9% | $5,501+61.5% | $2,281+289.4% |
| Participant deferral / active EE | $6,290 | $3,046+106.5% | $4,871+29.1% | $3,203+96.4% |
| Admin fee / account holder | $3,675 | $5,561-33.9% | $13,028-71.8% | $4,296-14.4% |