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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,055 | $92,219+24.8% | $76,767+49.9% | $135,380-15.0% |
| Participation rate | 60.0% | 79.8%-19.8pp | 77.0%-17.0pp | 82.6%-22.6pp |
| Annual return | -7.11% | 5.46%-12.6pp | 2.43%-9.5pp | 519.81%-526.9pp |
| Employer contribution / active EE | $2,435 | $3,216-24.3% | $2,485-2.0% | $4,779-49.1% |
| Participant deferral / active EE | $8,834 | $4,508+95.9% | $3,852+129.4% | $5,609+57.5% |
| Admin fee / account holder | $1,010 | $10,749-90.6% | $6,675-84.9% | $10,828-90.7% |