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| Provider | Service type | Compensation |
|---|---|---|
Filed as: AMERITAS Service code 12 · EIN 47-0098400 | Recordkeeping fees; Other fees; Claim... | $28,509 |
BKS RETIREMENT SERVICES3 years Service code 17 · EIN 84-1921272 | Pension Consulting | $12,007 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $4,039 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,809 | $34,634+202.6% | $77,100+35.9% | $64,824+61.7% |
| Participation rate | 9.8% | 49.8%-40.0pp | 67.9%-58.1pp | 71.5%-61.7pp |
| Annual return | -17.54% | -5.31%-12.2pp | 42.35%-59.9pp | 32.84%-50.4pp |
| Employer contribution / active EE | $300 | $1,385-78.4% | $2,815-89.4% | $2,507-88.0% |
| Participant deferral / active EE | $570 | $2,553-77.7% | $4,430-87.1% | $4,311-86.8% |
| Admin fee / account holder | $600 | $178+236.4% | $5,443-89.0% | $188+219.3% |