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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,292 | $183,592-90.6% | $155,574-88.9% | $145,877-88.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.51% | 61.37%-51.9pp | 64.87%-55.4pp | 551.28%-541.8pp |
| Employer contribution / active EE | $1,754 | $5,317-67.0% | $4,676-62.5% | $4,663-62.4% |
| Participant deferral / active EE | $8,031 | $6,466+24.2% | $5,629+42.7% | $6,691+20.0% |
| Admin fee / account holder | $436 | $19,316-97.7% | $15,914-97.3% | $13,402-96.7% |