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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,247 | $198,457-32.9% | $170,435-21.8% | $147,586-9.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 6.75% | 257.30%-250.6pp | 205.94%-199.2pp | 578.59%-571.8pp |
| Employer contribution / active EE | $1,822 | $6,183-70.5% | $5,432-66.5% | $4,876-62.6% |
| Participant deferral / active EE | $10,258 | $5,629+82.2% | $4,939+107.7% | $5,439+88.6% |
| Admin fee / account holder | $1,242 | $16,852-92.6% | $13,881-91.0% | $10,886-88.6% |