Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,136 | $75,183-83.9% | $123,894-90.2% | $55,167-78.0% |
| Participation rate | 34.6% | 72.8%-38.2pp | 81.4%-46.8pp | 69.0%-34.4pp |
| Annual return | 5.49% | 19.01%-13.5pp | 47.52%-42.0pp | 169.23%-163.7pp |
| Employer contribution / active EE | $500 | $2,823-82.3% | $4,617-89.2% | $1,963-74.5% |
| Participant deferral / active EE | $646 | $5,084-87.3% | $5,984-89.2% | $3,054-78.8% |
| Admin fee / account holder | $767 | $663+15.8% | $8,357-90.8% | $504+52.3% |