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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,605 | $181,896+78.5% | $156,551+107.3% | $273,972+18.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.52% | 30.74%-21.2pp | 32.23%-22.7pp | 41.46%-31.9pp |
| Employer contribution / active EE | $12,966 | $6,248+107.5% | $5,501+135.7% | $4,869+166.3% |
| Participant deferral / active EE | $11,757 | $5,550+111.8% | $4,871+141.4% | $5,287+122.4% |
| Admin fee / account holder | $400 | $15,560-97.4% | $13,028-96.9% | $10,133-96.0% |