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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,358 | $176,077+147.8% | $159,455+173.7% | $167,518+160.5% |
| Participation rate | 75.0% | 84.9%-9.9pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 18.08% | 331.83%-313.8pp | 263.63%-245.6pp | 478.71%-460.6pp |
| Employer contribution / active EE | $2,358 | $5,298-55.5% | $4,830-51.2% | $4,838-51.3% |
| Participant deferral / active EE | $10,658 | $7,751+37.5% | $7,353+44.9% | $6,342+68.0% |
| Admin fee / account holder | $1,539 | $12,556-87.7% | $10,800-85.7% | $12,312-87.5% |