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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,578 | $202,342-71.1% | $172,753-66.1% | $152,909-61.7% |
| Participation rate | 73.7% | 87.1%-13.4pp | 82.6%-9.0pp | 82.5%-8.8pp |
| Annual return | 24.36% | 1029.88%-1005.5pp | 803.00%-778.6pp | 345.46%-321.1pp |
| Employer contribution / active EE | $2,507 | $5,857-57.2% | $5,144-51.3% | $4,764-47.4% |
| Participant deferral / active EE | $5,047 | $5,948-15.1% | $5,198-2.9% | $5,851-13.7% |
| Admin fee / account holder | $2,522 | $17,112-85.3% | $13,956-81.9% | $11,601-78.3% |