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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,449 | $102,638-81.1% | $81,982-76.3% | $158,982-87.8% |
| Participation rate | 73.7% | 75.5%-1.8pp | 69.3%+4.4pp | 82.0%-8.3pp |
| Annual return | 13.03% | 61.05%-48.0pp | 41.31%-28.3pp | 302.99%-290.0pp |
| Employer contribution / active EE | $1,703 | $3,241-47.4% | $2,498-31.8% | $4,763-64.2% |
| Participant deferral / active EE | $2,476 | $4,649-46.7% | $3,722-33.5% | $5,983-58.6% |
| Admin fee / account holder | $707 | $8,237-91.4% | $5,665-87.5% | $11,252-93.7% |