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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,905 | $149,040-69.2% | $120,225-61.8% | $137,256-66.6% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 12.59% | 605.68%-593.1pp | 439.23%-426.6pp | 220.34%-207.8pp |
| Employer contribution / active EE | $6,682 | $4,350+53.6% | $3,475+92.3% | $4,156+60.8% |
| Participant deferral / active EE | $5,351 | $4,655+15.0% | $3,999+33.8% | $6,407-16.5% |
| Admin fee / account holder | $2,457 | $6,348-61.3% | $5,696-56.9% | $12,270-80.0% |