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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,905 | $162,529-71.8% | $130,788-64.9% | $154,746-70.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 12.59% | 510.48%-497.9pp | 386.44%-373.9pp | 172.34%-159.8pp |
| Employer contribution / active EE | $6,682 | $4,447+50.2% | $3,558+87.8% | $4,379+52.6% |
| Participant deferral / active EE | $5,351 | $4,808+11.3% | $4,137+29.3% | $6,730-20.5% |
| Admin fee / account holder | $2,457 | $7,669-68.0% | $6,673-63.2% | $14,365-82.9% |