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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,463 | $142,392-41.4% | $119,622-30.2% | $134,532-38.0% |
| Participation rate | 66.7% | 82.8%-16.2pp | 79.3%-12.6pp | 81.2%-14.6pp |
| Annual return | -18.51% | -12.46%-6.1pp | -14.98%-3.5pp | 418.27%-436.8pp |
| Employer contribution / active EE | $3,287 | $5,224-37.1% | $4,232-22.3% | $4,741-30.7% |
| Participant deferral / active EE | $13,118 | $6,467+102.8% | $5,601+134.2% | $6,401+104.9% |
| Admin fee / account holder | $0 | $13,593-100.0% | $10,328-100.0% | $11,429-100.0% |