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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,581 | $199,109-33.9% | $173,730-24.3% | $154,746-15.0% |
| Participation rate | 62.5% | 82.8%-20.3pp | 79.6%-17.1pp | 80.7%-18.2pp |
| Annual return | 15.45% | 20.02%-4.6pp | 19.96%-4.5pp | 172.34%-156.9pp |
| Employer contribution / active EE | $3,050 | $5,311-42.6% | $4,577-33.4% | $4,379-30.3% |
| Participant deferral / active EE | $11,403 | $7,113+60.3% | $6,326+80.2% | $6,730+69.4% |
| Admin fee / account holder | $26,700 | $20,916+27.7% | $17,523+52.4% | $14,365+85.9% |