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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,581 | $178,174-26.2% | $156,181-15.8% | $137,256-4.1% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.8%-16.3pp | 80.0%-17.5pp |
| Annual return | 15.45% | 84.19%-68.7pp | 64.87%-49.4pp | 220.34%-204.9pp |
| Employer contribution / active EE | $3,050 | $4,972-38.6% | $4,294-29.0% | $4,156-26.6% |
| Participant deferral / active EE | $11,403 | $6,888+65.6% | $6,132+86.0% | $6,407+78.0% |
| Admin fee / account holder | $26,700 | $17,404+53.4% | $14,586+83.1% | $12,270+117.6% |