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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,744 | $75,962+65.5% | $154,108-18.4% | $64,173+95.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -11.07% | 30.32%-41.4pp | 735.21%-746.3pp | 7.63%-18.7pp |
| Employer contribution / active EE | $8,580 | $3,350+156.1% | $5,298+62.0% | $2,381+260.4% |
| Participant deferral / active EE | $5,069 | $3,175+59.7% | $5,081-0.2% | $3,470+46.1% |
| Admin fee / account holder | $1,419 | $5,589-74.6% | $13,411-89.4% | $4,887-71.0% |