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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,973 | $88,585-65.0% | $69,884-55.7% | $134,532-77.0% |
| Participation rate | 50.0% | 74.9%-24.9pp | 70.5%-20.5pp | 81.2%-31.2pp |
| Annual return | -14.13% | 442.80%-456.9pp | 190.81%-204.9pp | 418.27%-432.4pp |
| Employer contribution / active EE | $1,367 | $3,235-57.8% | $2,560-46.6% | $4,741-71.2% |
| Participant deferral / active EE | $2,779 | $4,770-41.7% | $3,848-27.8% | $6,401-56.6% |
| Admin fee / account holder | $2,029 | $10,441-80.6% | $6,266-67.6% | $11,429-82.2% |