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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,291 | $150,446-4.8% | $136,297+5.1% | $147,585-2.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.18% | 1049.14%-1031.0pp | 5156.19%-5138.0pp | 578.58%-560.4pp |
| Employer contribution / active EE | $4,856 | $5,256-7.6% | $4,696+3.4% | $4,876-0.4% |
| Participant deferral / active EE | $6,959 | $6,631+4.9% | $6,247+11.4% | $5,439+27.9% |
| Admin fee / account holder | $654 | $10,906-94.0% | $9,244-92.9% | $10,886-94.0% |