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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,911 | $85,171-21.4% | $172,753-61.3% | $72,976-8.3% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 21.18% | 27.32%-6.1pp | 803.00%-781.8pp | 81.02%-59.8pp |
| Employer contribution / active EE | $5,278 | $3,324+58.8% | $5,144+2.6% | $2,440+116.3% |
| Participant deferral / active EE | $4,113 | $3,260+26.2% | $5,198-20.9% | $3,608+14.0% |
| Admin fee / account holder | $875 | $5,880-85.1% | $13,956-93.7% | $5,124-82.9% |