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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,422 | $127,386-86.3% | $115,037-84.9% | $125,393-86.1% |
| Participation rate | 87.5% | 84.2%+3.3pp | 81.4%+6.1pp | 83.2%+4.3pp |
| Annual return | 0.57% | 31.28%-30.7pp | 26.14%-25.6pp | 282.23%-281.7pp |
| Employer contribution / active EE | $2,032 | $5,166-60.7% | $4,608-55.9% | $4,866-58.2% |
| Participant deferral / active EE | $10,524 | $6,423+63.8% | $6,026+74.6% | $5,351+96.7% |
| Admin fee / account holder | $16,893 | $9,516+77.5% | $8,175+106.6% | $9,541+77.1% |