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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,540 | $198,457-53.9% | $170,435-46.3% | $147,586-38.0% |
| Participation rate | 76.2% | 88.0%-11.8pp | 83.6%-7.4pp | 82.8%-6.6pp |
| Annual return | 18.40% | 257.30%-238.9pp | 205.94%-187.5pp | 578.59%-560.2pp |
| Employer contribution / active EE | $0 | $6,183-100.0% | $5,432-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $6,894 | $5,629+22.5% | $4,939+39.6% | $5,439+26.8% |
| Admin fee / account holder | $1,189 | $16,852-92.9% | $13,881-91.4% | $10,886-89.1% |