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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,964 | $107,030-60.8% | $73,550-42.9% | $147,586-71.6% |
| Participation rate | 100.0% | 66.4%+33.6pp | 54.9%+45.1pp | 82.8%+17.2pp |
| Annual return | 18.73% | 38.25%-19.5pp | -15.16%+33.9pp | 578.59%-559.9pp |
| Employer contribution / active EE | $2,374 | $1,760+34.9% | $1,219+94.7% | $4,876-51.3% |
| Participant deferral / active EE | $8,285 | $2,458+237.0% | $1,804+359.2% | $5,439+52.3% |
| Admin fee / account holder | $387 | $3,055-87.3% | $2,320-83.3% | $10,886-96.4% |