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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,600 | $96,558-72.5% | $80,977-67.2% | $273,972-90.3% |
| Participation rate | 33.3% | 79.1%-45.7pp | 75.8%-42.5pp | 83.0%-49.7pp |
| Annual return | 7.12% | 15.14%-8.0pp | 17.11%-10.0pp | 41.46%-34.3pp |
| Employer contribution / active EE | $0 | $4,869-100.0% | $3,715-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $1,565 | $6,598-76.3% | $5,696-72.5% | $5,287-70.4% |
| Admin fee / account holder | $4,370 | $7,493-41.7% | $5,517-20.8% | $10,133-56.9% |