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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,522 | $85,171+39.2% | $172,752-31.4% | $72,975+62.4% |
| Participation rate | 82.4% | 70.1%+12.4pp | 82.6%-0.2pp | 69.5%+12.9pp |
| Annual return | 20.84% | 27.32%-6.5pp | 802.97%-782.1pp | 81.01%-60.2pp |
| Employer contribution / active EE | $5,161 | $3,324+55.3% | $5,144+0.3% | $2,440+111.5% |
| Participant deferral / active EE | $3,436 | $3,260+5.4% | $5,198-33.9% | $3,608-4.8% |
| Admin fee / account holder | $1,681 | $5,880-71.4% | $13,955-88.0% | $5,124-67.2% |