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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,335 | $198,457-71.6% | $170,435-66.9% | $147,586-61.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 27.26% | 257.30%-230.0pp | 205.94%-178.7pp | 578.59%-551.3pp |
| Employer contribution / active EE | $1,746 | $6,183-71.8% | $5,432-67.9% | $4,876-64.2% |
| Participant deferral / active EE | $3,985 | $5,629-29.2% | $4,939-19.3% | $5,439-26.7% |
| Admin fee / account holder | $6,452 | $16,852-61.7% | $13,881-53.5% | $10,886-40.7% |