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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,170 | $185,312-72.9% | $161,489-68.9% | $154,746-67.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.66% | 103.84%-88.2pp | 89.72%-74.1pp | 172.34%-156.7pp |
| Employer contribution / active EE | $3,234 | $4,769-32.2% | $4,268-24.2% | $4,379-26.1% |
| Participant deferral / active EE | $5,528 | $6,350-12.9% | $5,630-1.8% | $6,730-17.9% |
| Admin fee / account holder | $905 | $18,654-95.2% | $16,006-94.3% | $14,365-93.7% |