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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,170 | $172,111-70.9% | $150,298-66.6% | $137,256-63.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.66% | 69.37%-53.7pp | 62.79%-47.1pp | 220.34%-204.7pp |
| Employer contribution / active EE | $3,234 | $4,636-30.2% | $4,154-22.1% | $4,156-22.2% |
| Participant deferral / active EE | $5,528 | $6,166-10.3% | $5,453+1.4% | $6,407-13.7% |
| Admin fee / account holder | $905 | $16,471-94.5% | $14,116-93.6% | $12,270-92.6% |