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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,170 | $227,399-77.9% | $189,758-73.6% | $198,609-74.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 15.66% | 61.03%-45.4pp | 52.62%-37.0pp | 202.70%-187.0pp |
| Employer contribution / active EE | $3,234 | $5,526-41.5% | $4,767-32.1% | $5,055-36.0% |
| Participant deferral / active EE | $5,528 | $6,837-19.1% | $5,856-5.6% | $6,977-20.8% |
| Admin fee / account holder | $905 | $25,162-96.4% | $20,388-95.6% | $19,030-95.2% |